C
INDIVIDUAL ASR CO LIFE HEALTH & ACC
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair overall results on stability tests (3.6 on a scale of 0 to 10) including fair financial strength of affiliated IAC Group and negative cash flow from operations for 2022. Good quality investment portfolio (5.7) with no exposure to mortgages and no exposure to junk bonds. Good overall profitability (5.7).
Other Rating Factors: Strong capitalization (7.8) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.0).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except CT, ME, MA, NH, NY, RI, VT, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
IAC Group
Investment Rating
--
Company Address
3200 E Memorial Road
Oklahoma City, OK 73118
Phone Number
(405) 285-0838
NAIC Number
81779
Largest Affiliates
C
Oklahoma City, OK - L&A
C
Oklahoma City, OK - L&A
U
Oklahoma City, OK - P&C