Major Rating Factors:
Fair overall results on stability tests (4.1 on a scale of 0 to 10). Good Liquidity (6.7) with sufficient resources to handle a spike in claims. Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors:
Strong capitalization (8.2) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.8).
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Optimum Group Inc
Investment Rating
--
Company Address
1345 River Bend Drive Ste 100
DALLAS, TX 75247
DALLAS, TX 75247
Phone Number
(214) 528-2020
NAIC Number
88099
Website
Largest Affiliates