FIRST HEALTH LIFE & HEALTH INS CO
Major Rating Factors:
Fair overall results on stability tests (4.6 on a scale of 0 to 10) including negative cash flow from operations for 2021. Good current capitalization (5.4) based on mixed results -- excessive policy leverage mitigated by excellent risk adjusted capital (severe loss scenario) reflecting improvement over results in 2021. Good overall profitability (6.2). Excellent expense controls.
Other Rating Factors:
High quality investment portfolio (8.3). Excellent Liquidity (7.2).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (92.1%), group health (7.9%)
Licensed in:
All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Aetna Inc
Investment Rating
Company Address
--
Phone Number
(630) 737-7900
NAIC Number
90328
Largest Affiliates
