Major Rating Factors:
Fair overall results on stability tests (3.9 on a scale of 0 to 10). Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Moreover, capital has steadily grown over the last five years. High quality investment portfolio (7.4) despite minimal exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds.
Other Rating Factors:
Excellent profitability (8.7) with operating gains in each of the last five years. Excellent Liquidity (8.2).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (98.9%), other (1.1%)
Licensed in:
All states except AK, CA, CT, DC, DE, FL, HI, ME, MD, MA, MT, NH, NJ, NY, OR, RI, VT, WA, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Independence Holding Inc
Investment Rating
--
Company Address
1275 Milwaukee Avenue
OMAHA, NE 68022
OMAHA, NE 68022
Phone Number
(800) 207-8050
NAIC Number
92703
Website
Largest Affiliates