D
BANNER LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability (2.0 on a scale of 0 to 10) with operating losses during the first nine months of 2024. Weak overall results on stability tests (1.4) including weak results on operational trends and negative cash flow from operations for 2023. Fair current capitalization (4.5) based on fair risk adjusted capital (moderate loss scenario), although results have slipped from the good range during the last year.
Other Rating Factors: Fair quality investment portfolio (4.3). Good Liquidity (5.3).
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Legal & General America Inc
Investment Rating
--
Company Address
3275 BENNETT CREEK AVENUE
FREDERICK, MD 21704
Phone Number
(301) 279-4800
NAIC Number
94250
Largest Affiliates