D
FIDELITY STANDARD LIFE INSURANCE COM
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Low quality investment portfolio (2.3 on a scale of 0 to 10) containing large holdings of BBB rated bonds in addition to moderate junk bond exposure. Weak overall results on stability tests (2.3) including Weak risk diversification, relatively small group asset base and negative cash flow from operations for 2022. Fair profitability (4.7). Excellent expense controls.
Other Rating Factors: Good capitalization (6.9) based on good risk adjusted capital (severe loss scenario). Good Liquidity (6.9).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind life (32.5%), ind health (22.9%), ind annuities (2.4%), other (42.2%)
Licensed in: AR, LA, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
DNIC Ins Holdings Inc
Investment Rating
--
Company Address
4455 LBJ Freeway #1080
Colorado Springs, CO 80920
Phone Number
(866) 333-1859
NAIC Number
94790
Website
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Largest Affiliates
D
Colorado Springs, CO - L&A