C
LIFE OF THE SOUTH INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.8 on a scale of 0 to 10) including fair risk adjusted capital in prior years. Good quality investment portfolio (6.0) despite mixed results such as: no exposure to mortgages and substantial holdings of BBB bonds but minimal holdings in junk bonds. Strong capitalization (7.3) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors: Excellent profitability (7.6) with operating gains in each of the last five years. Excellent Liquidity (7.6).
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (57.3%), group life (42.7%)
Licensed in: All states except CA, NY, WI, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Tiptree Inc
Investment Rating
Company Address
2350 Prince Ave Bldg 1 Ste 4
Woodstock, GA 30188
Phone Number
(904) 407-1097
NAIC Number
97691
Largest Affiliates
C
Jacksonville, FL - P&C
C
Jacksonville, FL - P&C
B
Jacksonville, FL - P&C
C
Jacksonville, FL - P&C
A
Jacksonville, FL - P&C