Major Rating Factors:
Weak overall results on stability tests (2.6 on a scale of 0 to 10) including weak results on operational trends. The largest net exposure for one risk is excessive at 8.5% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.8) with operating gains in each of the last five years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AK, AZ, CA, CT, MA, MS, NE, NM, NY, RI, SD, VA, VT, WV, WY
Principal Investments:
Investment grade bonds (87.2%), common stock (6.4%), cash (1.2%), other (5.3%)
Corporate Info
Group Affiliation
American Mutual Share Ins Corporation
Investment Rating
--
Company Address
5656 Frantz Road
Dublin, OH 43017
Dublin, OH 43017
Phone Number
(614) 764-1900
NAIC Number
10003
Website
Largest Affiliates