Major Rating Factors:
Strong long-term capitalization index (9.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (7.9).
Other Rating Factors:
Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.5) despite.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
L - Past results on our liquidity tests.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Homeowners (55.5%), personal/comm auto (29.7%), work comp (8.2%), comm multi (4.1%), fire (0.2%), other (2.3%)
Licensed in:
CT, MA, NH, RI
Principal Investments:
Investment grade bonds (97.4%), other (2.6%)
Corporate Info
Group Affiliation
Arbella Ins Group
Investment Rating
--
Company Address
1100 Crown Colony Drive
Quincy, MA 02269
Quincy, MA 02269
Phone Number
(617) 328-2800
NAIC Number
10017
Website
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