Chubb National Ins Co
Major Rating Factors:
Good profitability index (4.9 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been low, averaging 2.4% over the past five years. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent liquidity (7.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (6.9) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Homeowners (54.2%), personal/comm auto (22.9%), work comp (9.0%), comm multi (1.0%), product liab. (0.2%), other (12.8%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (96.1%), non investment grade bonds (0.1%), other (3.7%)
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
10052
Website
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