C
Anza Mortgage Ins Corp
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.5 on a scale of 0 to 10) including weak results on operational trends and negative cash flow from operations for 2025. The largest net exposure for one risk is acceptable at 2.0% of capital. Strong long-term capitalization index (9.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (8.0). Superior liquidity (9.8) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except FL, NH
Principal Investments: Investment grade bonds (70.9%), cash (5.3%), other (23.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Anza Investment Holdings LLC
Investment Rating
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Company Address
929 North Front Street
Wilmington, NC 28401
Phone Number
(929) 822-7261
NAIC Number
10287
Largest Affiliates
U
Wilmington, NC - P&C