Major Rating Factors:
Good long-term capitalization index (5.9 on a scale of 0 to 10) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Good overall profitability index (6.8) with small operating losses during 2025. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.2). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
Principal Lines of Business:
Comm multi (36.7%), work comp (35.5%), fin guar/surety (3.3%), personal/comm auto (1.8%), other (22.8%)
Licensed in:
GA
Principal Investments:
Investment grade bonds (58.6%), common stock (31.4%), cash (0.6%), non investment grade bonds (0.4%), other (9.0%)
Corporate Info
Group Affiliation
Builders Ins Mutual Holding Co
Investment Rating
--
Company Address
2859 Paces Ferry Road
Atlanta, GA 30339
Atlanta, GA 30339
Phone Number
(678) 309-4000
NAIC Number
10704
Website
Largest Affiliates