C
Aspen Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.30
Risk Adjusted
Capital Ratio #2
0.82
Loss
Ratio
65.14%
Total
Assets
1.79B
Capital
565.00M
Net
Premiums
399.32M
Net
Income
53.79M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
23.88%
2024
0
0
0
0.00%
23.31%
2023
0
0
0
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
2020
0
0
0
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
42.44%
2024
7
0
7
0.00%
41.75%
2023
22
0
22
0.00%
38.64%
2022
152
0
152
0.00%
39.39%
2021
285
0
285
0.00%
40.41%
2020
367
0
367
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
3
0
3
0.00%
36.96%
2022
3
0
3
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
1
0
1
0.00%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
13
34
47
72.34%
95.15%
2024
16
0
16
0.00%
96.08%
2023
21
0
21
0.00%
95.22%
2022
1
0
1
0.00%
96.00%
2021
5
0
5
0.00%
93.58%
2020
2
0
2
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
94.16%
2021
1
0
1
0.00%
91.74%
2020
4
0
4
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
316
263
579
45.42%
83.87%
2024
96
0
96
0.00%
81.44%
2023
74
0
74
0.00%
74.87%
2022
72
0
72
0.00%
72.69%
2021
83
0
83
0.00%
79.01%
2020
106
0
106
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
25
145
170
85.29%
13.25%
2024
37
0
37
0.00%
12.32%
2023
51
0
51
0.00%
16.34%
2022
85
0
85
0.00%
11.13%
2021
115
0
115
0.00%
18.93%
2020
165
0
165
0.00%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%