B
Plateau Casualty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.1 on a scale of 0 to 10) despite operating losses during 2024. Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.3) despite excessive premium growth. Stability strengths include excellent operational trends and good risk diversification.
Other Rating Factors: Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Stability Factors: R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, also licensed in GU
Principal Investments: Investment grade bonds (48.2%), common stock (33.4%), cash (15.0%), preferred stock (2.1%), non investment grade bonds (0.3%), real estate (0.3%), other (0.6%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Cardiff Ins Group LLC
Investment Rating
--
Company Address
2701 North Main Street
Crossville, TN 38555
Phone Number
(931) 484-8411
NAIC Number
10817
Largest Affiliates
B
CROSSVILLE, TN - L&A