B
Titan Ins Co Inc A RRG
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (8.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Excellent profitability index (8.9) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been good over the last five years, averaging 10.4%.
Other Rating Factors: Superior liquidity (10.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: SC
Principal Investments: Common stock (39.8%), investment grade bonds (32.1%), cash (12.3%), non investment grade bonds (1.6%), other (14.2%)
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Premium to Surplus
Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
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Investments in Affiliates
Corporate Info
Group Affiliation
Ethos Group Holdings Inc
Investment Rating
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Company Address
44 Markfield Drive
Charleston, SC 29407
Phone Number
(802) 371-2253
NAIC Number
11153
Website
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Largest Affiliates
B
Irving, TX - P&C