Major Rating Factors:
Vulnerable liquidity (0.2 on a scale of 0 to 10) as a spike in claims may stretch capacity. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.3) including excessive premium growth.
Other Rating Factors:
Good profitability index (4.9). Excellent expense controls. Strong long-term capitalization index (9.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
L - Past results on our liquidity tests.
Principal Lines of Business:
Homeowners (46.3%), personal/comm auto (40.9%), fire (5.2%), other (7.6%)
Licensed in:
AZ, ID, MT, ND, OR, SD, UT, WA, WY
Principal Investments:
Investment grade bonds (81.4%), other (18.6%)
Corporate Info
Group Affiliation
Mutual of Enumclaw Ins Holding Co
Investment Rating
--
Company Address
1460 Wells Street
Enumclaw, WA 98022
Enumclaw, WA 98022
Phone Number
(360) 825-2591
NAIC Number
11232
Website
Largest Affiliates