Community Ins Corp
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.9) including excessive premium growth and negative cash flow from operations for 2025. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent profitability index (8.2). Excellent expense controls.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
Principal Lines of Business:
Comm multi (34.8%), personal/comm auto (20.0%), work comp (18.6%), other (26.6%)
Licensed in:
WI
Principal Investments:
Investment grade bonds (91.8%), cash (7.2%), other (1.0%)
Corporate Info
Group Affiliation
Wisconsin County Mutual Ins Corporation
Investment Rating
--
Company Address
15800 W Bluemound Rd
Brookfield, WI 53005
Brookfield, WI 53005
Phone Number
(262) 781-7020
NAIC Number
11250
Largest Affiliates