A
Caterpillar Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Capital
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Premiums
Net
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (8.9) with operating gains in each of the last five years.
Other Rating Factors: Superior liquidity (9.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.8). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states and GU
Principal Investments: Investment grade bonds (81.6%), common stock (8.8%), cash (2.2%), other (7.4%)
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
Corporate Info
Group Affiliation
Caterpillar Inc
Investment Rating
CAT
Company Address
2120 West End Avenue
Nashville, TN 37203
Phone Number
(615) 341-8147
NAIC Number
11255
Largest Affiliates
U
Jefferson City, MO - L&A