C
Insurors Indem Select Ins Co
WacoTX
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (3.9). Fair overall results on stability tests (4.8) including excessive premium growth.
Other Rating Factors: Strong long-term capitalization index (8.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Homeowners (41.2%), comm multi (19.2%), fire (15.9%), other (23.7%)
Licensed in: (No states)
Principal Investments: Common stock (53.6%), investment grade bonds (30.8%), cash (15.6%), other (0.1%)
Ratios
Premium to Surplus
--
Reserve to Surplus
--
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
Net Premium Growth
--
Investments in Affiliates
Corporate Info
Group Affiliation
Chase Family Ltd
Investment Rating
--
Company Address
225 South Fifth Street
Waco, TX 76701
Phone Number
(254) 759-3727
NAIC Number
11496
Largest Affiliates