C
Censtat Casualty Co
Omaha,  NE
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.6 on a scale of 0 to 10). Fair overall results on stability tests (3.6) including weak results on operational trends and excessive premium growth. The largest net exposure for one risk is conservative at 1.1% of capital. Strong long-term capitalization index (9.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except AK, DC, HI, NY
Principal Investments: Investment grade bonds (86.5%), common stock (4.8%), cash (1.7%), non investment grade bonds (0.2%), other (6.8%)
Ratios
Premium to Surplus
Reserve to Surplus
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2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Central States Health and Life Co of Omaha
Investment Rating
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Company Address
1212 North 96th Street
Omaha, NE 68114
Phone Number
(888) 453-5124
NAIC Number
11499
Website
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Largest Affiliates