B
Employers Compensation Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (6.6 on a scale of 0 to 10). Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (7.8) that can protect against increases in claims costs. Excellent overall results on stability tests (7.2). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: F - Negative cash flow.
Principal Lines of Business: Work comp (100.0%)
Licensed in: All states except ND, OH, WA, WY
Principal Investments: Investment grade bonds (77.0%), common stock (7.0%), non investment grade bonds (5.7%), cash (1.0%), other (9.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Employers Holdings Inc
Investment Rating
EIG
Company Address
2340 Corporate Circle
Henderson, NV 89074
Phone Number
(775) 327-2700
NAIC Number
11512
Largest Affiliates
B
B
B
Reno, NV - P&C