B
Professional Security Ins Co
AtlantaGA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.5) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability index (8.4). Excellent expense controls.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (97.0%), other (3.0%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (66.8%), cash (4.2%), non investment grade bonds (0.2%), other (28.8%)
Ratios
Premium to Surplus
--
Reserve to Surplus
--
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
Net Premium Growth
--
Investments in Affiliates
--
Corporate Info
Group Affiliation
MAG Mutual Holding Co
Investment Rating
--
Company Address
3535 Piedmont Road, NE
Atlanta, GA 30305
Phone Number
(404) 842-5600
NAIC Number
11811
Largest Affiliates
B
Atlanta, GA - P&C
D
Lawrenceville, NJ - P&C
B
C
Williston, VT - P&C