C
CM Regent Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall results on stability tests (5.4 on a scale of 0 to 10) despite excessive premium growth. Weak profitability index (1.9) with operating gains in each of the last five years. Return on equity has been fair, averaging 7.9% over the past five years. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (7.0) that can protect against increases in claims costs. Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (70.4%), personal/comm auto (8.7%), work comp (5.6%), other (15.4%)
Licensed in: All states except CA, HI
Principal Investments: Investment grade bonds (79.7%), other (20.3%)
Ratios
Premium to Surplus
--
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Church Mutual Holding Co Inc
Investment Rating
--
Company Address
300 Sterling Parkway
Mechanicsburg, PA 17050
Phone Number
(717) 590-8008
NAIC Number
12356
Largest Affiliates
D
Merrill, WI - P&C
C
C
Merrill, WI - P&C