C
CM Regent Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.0 on a scale of 0 to 10). History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level. Good overall results on stability tests (6.1) despite excessive premium growth and negative cash flow from operations for 2025. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow.
Principal Lines of Business: Comm multi (71.1%), personal/comm auto (8.7%), work comp (4.2%), other (15.9%)
Licensed in: All states except CA, HI
Principal Investments: Investment grade bonds (90.1%), other (9.9%)
Ratios
Premium to Surplus
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Church Mutual Holding Co Inc
Investment Rating
--
Company Address
300 Sterling Parkway
Mechanicsburg, PA 17050
Phone Number
(717) 590-8008
NAIC Number
12356
Largest Affiliates
D
Merrill, WI - P&C
C
C
Merrill, WI - P&C