B
Developers Surety & Indem Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
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Capital Ratio #2
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Major Rating Factors: Good long-term capitalization index (6.7 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe loss scenarios) reflecting significant improvement over results in 2020. History of adequate reserve strength (5.9) as reserves have been consistently at an acceptable level. Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Fair profitability index (4.0) with operating losses during 2021, 2022 and 2023. Return on equity has been low, averaging 2.3% over the past five years. Excellent overall results on stability tests (7.3). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Work comp (49.0%), fin guar/surety (9.7%), comm multi (9.5%), personal/comm auto (7.0%), fire (0.9%), product liab. (0.8%), med mal (0.2%), other (23.0%)
Licensed in: All states and GU, VI
Principal Investments: Investment grade bonds (95.2%), common stock (4.0%), cash (0.5%), non investment grade bonds (0.2%)
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Investments in Affiliates
Corporate Info
Group Affiliation
Evergreen Parent Gp LLC
Investment Rating
--
Company Address
903 Northwest 65th Street
Boca Raton, FL 33487
Phone Number
(216) 328-6100
NAIC Number
12718
Largest Affiliates
A
New York, NY - P&C
A
New York, NY - P&C
B
Boca Raton, FL - P&C