B
Viking Ins Co WI
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (6.7 on a scale of 0 to 10) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification. Fair reserve development (3.8) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (9.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Excellent profitability index (7.3). Excellent expense controls. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: All states except FL, MI
Principal Investments: Investment grade bonds (53.3%), common stock (44.1%), real estate (1.5%), other (1.1%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Sentry Mutual Holding Co
Investment Rating
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Company Address
1800 North Point Drive
Stevens Point, WI 54481
Phone Number
(715) 346-6000
NAIC Number
13137
Website
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Largest Affiliates
A
Stevens Point, WI - P&C
C
STEVENS POINT, WI - L&A
B
Stevens Point, WI - P&C
B
Nashville, TN - P&C
B
Stevens Point, WI - P&C