B
Lexon Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (6.6 on a scale of 0 to 10) despite operating losses during 2022. Excellent expense controls. Fair reserve development (4.0) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Excellent liquidity (7.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.2). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company.
Principal Lines of Business: Fin guar/surety (99.8%), other (0.2%)
Licensed in: All states except NH, NY, also licensed in GU, MP
Principal Investments: Investment grade bonds (86.5%), cash (12.3%), real estate (1.2%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Sompo Holdings Inc
Investment Rating
--
Company Address
12890 Lebanon Road
Mount Juliet, TN 37122
Phone Number
(615) 553-9500
NAIC Number
13307
Largest Affiliates
C
Purchase, NY - P&C
B
Purchase, NY - P&C
B
Charlotte, NC - P&C
C