C
Starr Surplus Lines Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (4.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (8.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Excellent profitability index (9.9) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been excellent over the last five years averaging 24.2%.
Other Rating Factors: Excellent liquidity (8.5) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.0). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (76.6%), product liab. (0.9%), other (22.5%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (80.7%), cash (12.0%), common stock (3.7%), non investment grade bonds (3.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Starr International Co Inc
Investment Rating
--
Company Address
399 Park Avenue
New York, NY 10022
Phone Number
(646) 227-6600
NAIC Number
13604
Largest Affiliates
B
New York, NY - P&C