C
Farm Bureau Ppty & Cas Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Fair profitability index (3.5 on a scale of 0 to 10) with operating losses during 2022 and 2023. Vulnerable liquidity (2.6) as a spike in claims may stretch capacity. History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level.
Other Rating Factors: Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (7.4). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (37.6%), farmowners (25.0%), homeowners (23.3%), comm multi (6.0%), work comp (2.1%), other (6.1%)
Licensed in: AZ, IA, KS, MN, MO, NE, NM, SD, UT
Principal Investments: Investment grade bonds (65.8%), common stock (18.7%), non investment grade bonds (2.5%), real estate (0.8%), preferred stock (0.1%), other (12.1%)
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Investments in Affiliates
Corporate Info
Group Affiliation
Iowa Farm Bureau Federation
Investment Rating
--
Company Address
5400 University Avenue
West Des Moines, IA 50266
Phone Number
(515) 225-5400
NAIC Number
13773
Largest Affiliates
B
West Des Moines, IA - L&A
C
West Des Moines, IA - P&C
B
West Des Moines, IA - L&A