A
Goodville Mutual Casualty Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (8.3 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good overall results on stability tests (6.6) despite. Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (4.8) with operating losses during 2023.
Stability Factors: L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Personal/comm auto (38.5%), homeowners (28.1%), farmowners (15.8%), comm multi (12.1%), fire (1.4%), work comp (1.1%), other (3.0%)
Licensed in: DE, IL, IN, KS, OH, OK, PA, VA
Principal Investments: Investment grade bonds (64.0%), common stock (18.8%), cash (5.8%), non investment grade bonds (5.3%), real estate (0.8%), preferred stock (0.4%), other (4.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Goodville Mutual Ins Group
Investment Rating
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Company Address
625 West Main Street
New Holland, PA 17557
Phone Number
(717) 354-4921
NAIC Number
14044
Largest Affiliates
B
De Smet, SD - P&C
B
New Holland, PA - P&C