C
MMIC RRG Inc
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.4 on a scale of 0 to 10) with operating losses during 2020 and 2021. Return on equity has been fair, averaging 8.7% over the past five years. Fair overall results on stability tests (3.5) including negative cash flow from operations for 2024 and fair risk adjusted capital in prior years. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2021.
Other Rating Factors: Ample reserve history (7.2) that can protect against increases in claims costs. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (90.5%), other (9.5%)
Licensed in: DC
Principal Investments: Cash (100.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Curi Holdings Inc
Investment Rating
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Company Address
7650 Edinborough Way
Minneapolis, MN 55435
Phone Number
(800) 328-5532
NAIC Number
14062
Website
Largest Affiliates
C
Minneapolis, MN - P&C
B
C
Minneapolis, MN - P&C
C
Minneapolis, MN - P&C
B
Raleigh, NC - P&C