C
MMIC RRG Inc
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (4.3 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. In 2025 the two year reserve development was 18.7% deficient. Fair overall results on stability tests (2.9) including weak results on operational trends and fair risk adjusted capital in prior years. The largest net exposure for one risk is conservative at 1.1% of capital. Good long-term capitalization index (5.3) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year.
Other Rating Factors: Good overall profitability index (5.4) despite operating losses during 2021. Excellent expense controls. Vulnerable liquidity (2.5) as a spike in claims may stretch capacity.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (90.9%), other (9.1%)
Licensed in: DC
Principal Investments: Cash (100.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Curi Holdings Inc
Investment Rating
--
Company Address
7650 Edinborough Way
Minneapolis, MN 55435
Phone Number
(800) 328-5532
NAIC Number
14062
Website
Largest Affiliates
B
C
Minneapolis, MN - P&C
C
Minneapolis, MN - P&C
B
Raleigh, NC - P&C
C
Minneapolis, MN - P&C