Major Rating Factors:
Fair overall results on stability tests (3.0 on a scale of 0 to 10) including. Good overall profitability index (5.9) despite operating losses during 2021. Strong long-term capitalization index (8.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
SC
Principal Investments:
Investment grade bonds (66.0%), cash (34.0%)
Corporate Info
Group Affiliation
J Leon Hix Revocable Trust
Investment Rating
--
Company Address
706 West Wade Hampton Boulevard
Greer, SC 29650
Greer, SC 29650
Phone Number
(800) 982-5783
NAIC Number
14181
Largest Affiliates