C
Interboro Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Premiums
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Major Rating Factors: Fair overall results on stability tests (4.2 on a scale of 0 to 10) including excessive premium growth. The largest net exposure for one risk is excessive at 7.0% of capital. Strengths include potentially strong support from affiliation with Iron Family Holdings LLC. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Weak profitability index (2.7) with operating losses during each of the last five years.
Other Rating Factors: Strong long-term capitalization index (7.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Homeowners (99.4%), other (0.6%)
Licensed in: AL, DC, LA, NY, SC
Principal Investments: Investment grade bonds (64.6%), other (35.4%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Iron Family Holdings LLC
Investment Rating
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Company Address
570 Carillon Parkway
Saint Petersburg, FL 33716
Phone Number
(727) 633-0851
NAIC Number
14311
Largest Affiliates
B
Saint Petersburg, FL - P&C