C
UPMC Work Alliance Inc
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair profitability index (3.5 on a scale of 0 to 10) with operating losses during 2021, 2022, 2023 and 2024. Fair overall results on stability tests (3.5) including excessive premium growth. History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Work comp (100.0%)
Licensed in: DC, DE, MD, NJ, PA, VA, WV
Principal Investments: Cash (91.8%), investment grade bonds (8.0%), other (0.2%)
Ratios
Premium to Surplus
--
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
--
Net Premium Growth
--
Investments in Affiliates
--
Corporate Info
Group Affiliation
UPMC
Investment Rating
--
Company Address
U.S. Steel Building
Pittsburgh, PA 15219
Phone Number
(412) 434-1200
NAIC Number
14485
Largest Affiliates
C
Pittsburgh, PA - P&C
B
Pittsburgh, PA - P&C
C
Pittsburgh, PA - P&C