Major Rating Factors:
Fair overall results on stability tests (4.6 on a scale of 0 to 10) including. The largest net exposure for one risk is acceptable at 2.7% of capital. History of adequate reserve strength (5.2) as reserves have been consistently at an acceptable level. Good overall profitability index (5.2). Excellent expense controls.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (64.5%), farmowners (29.0%), fire (6.6%)
Licensed in:
IA
Principal Investments:
Cash (21.4%), investment grade bonds (19.8%), real estate (0.7%), common stock (0.1%), other (57.9%)
Ratios
Premium to Surplus
--
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
IMT Mutual Holding Co
Investment Rating
--
Company Address
301 N K Ave
Vinton, IA 52349
Vinton, IA 52349
Phone Number
(515) 453-0777
NAIC Number
15394
Website
Largest Affiliates