C
Eden Ins Co
VintonIA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.0 on a scale of 0 to 10) including excessive premium growth, weak results on operational trends and negative cash flow from operations for 2024. Fair reserve development (4.6) as reserves have generally been sufficient to cover claims. Fair profitability index (4.7).
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (67.1%), farmowners (26.1%), fire (6.9%)
Licensed in: IA
Principal Investments: Investment grade bonds (78.5%), cash (18.7%), real estate (0.8%), common stock (0.1%), other (1.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
IMT Mutual Holding Co
Investment Rating
--
Company Address
301 N K Ave
Vinton, IA 52349
Phone Number
(515) 453-0777
NAIC Number
15394
Largest Affiliates
C
West Des Moines, IA - P&C
C
West Des Moines, IA - P&C