C
Standard & Preferred Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.31
Risk Adjusted
Capital Ratio #2
0.52
Loss
Ratio
64.74%
Total
Assets
134.29M
Capital
29.87M
Net
Premiums
22.92M
Net
Income
805.42K
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Weiss Ratings Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Rating C
Capitalization Index 3.60
Investment Safety Index --
Liquidity Index 9.80
Profitability Index 4.30
Reserve Adequacy Index 6.40
Stability Index 3.60
Company Info Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Industry P&C
NAIC Number 16265
Phone Number (212) 235-1231
Website --
Address 80-02 Kew Gardens Road Kew Gardens, NY 11415
Balance Sheet Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Total Assets 134.29M
Capital and Reserves Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Risk-Adjusted Capital Ratio #1 1.31
Risk-Adjusted Capital Ratio #2 0.52
1-Year Reserve Development -2,440.00%
2-Year Reserve Development -4,720.00%
Capital 29.87M
Premium to Surplus 130.00%
Reserves to Surplus 260.00%
Investments Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 64.74%
Net Premium Growth 10.00%
Other Medical Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Standard & Preferred Ins Co
Kew Gardens, NY 		Click to
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Net Income 805.42K
Net Premium 22.92M
Health Premium --