Zurich American Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
18,479
9,957
28,436
35.02%
22.80%
2023
18,922
17,336
36,258
47.81%
22.83%
2022
16,683
15,144
31,827
47.58%
23.10%
2021
16,772
13,132
29,904
43.91%
22.81%
2020
15,841
11,085
26,926
41.17%
21.51%
2019
19,877
16,751
36,628
45.73%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
16,172
18,781
34,953
53.73%
47.78%
2023
15,834
19,167
35,001
54.76%
47.29%
2022
16,657
17,830
34,487
51.70%
45.44%
2021
14,390
15,873
30,263
52.45%
44.40%
2020
13,141
14,839
27,980
53.03%
42.45%
2019
20,391
21,518
41,909
51.34%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,021
1,422
2,443
58.21%
41.49%
2023
1,179
1,481
2,660
55.68%
38.64%
2022
1,297
1,733
3,030
57.19%
39.39%
2021
1,907
2,322
4,229
54.91%
40.41%
2020
2,356
5,095
7,451
68.38%
48.09%
2019
2,868
6,523
9,391
69.46%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,265
1,180
2,445
48.26%
39.63%
2023
2,492
1,549
4,041
38.33%
36.96%
2022
1,630
1,178
2,808
41.95%
37.07%
2021
2,257
1,748
4,005
43.65%
39.17%
2020
1,163
877
2,040
42.99%
35.42%
2019
294
283
577
49.05%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
96.35%
2023
0
1
1
100.00%
95.21%
2022
0
2
2
100.00%
96.00%
2021
0
315
315
100.00%
93.58%
2020
3
805
808
99.63%
94.02%
2019
3
1,316
1,319
99.77%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
2019
0
1
1
100.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
396
2,664
3,060
87.06%
81.20%
2023
312
2,532
2,844
89.03%
74.87%
2022
482
2,119
2,601
81.47%
72.69%
2021
525
2,453
2,978
82.37%
79.01%
2020
888
3,659
4,547
80.47%
80.13%
2019
460
3,828
4,288
89.27%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
11,066
14,262
25,328
56.31%
12.77%
2023
6,389
14,871
21,260
69.95%
16.34%
2022
5,061
13,638
18,699
72.93%
11.13%
2021
4,154
12,164
16,318
74.54%
18.93%
2020
11,683
15,051
26,734
56.30%
20.93%
2019
15,832
25,946
41,778
62.10%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
0
1
0.00%
44.64%
2022
1
0
1
0.00%
46.15%
2021
0
0
0
0.00%
46.87%
2019
0
0
0
0.00%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
3
4
75.00%
83.13%
2023
0
3
3
100.00%
68.07%
2022
0
1
1
100.00%
77.84%
2021
0
3
3
100.00%
84.45%
2020
0
5
5
100.00%
83.02%
2019
0
7
7
100.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
222
223
445
50.11%
64.02%
2023
140
404
544
74.26%
62.55%
2022
36
351
387
90.70%
56.52%
2021
70
502
572
87.76%
62.74%
2020
68
1,025
1,093
93.78%
61.51%
2019
139
2,051
2,190
93.65%
70.02%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
214,205
31,863
246,068
12.95%
3.78%
2023
187,524
37,801
225,325
16.78%
4.57%
2022
169,148
33,567
202,715
16.56%
4.29%
2021
167,327
33,017
200,344
16.48%
5.64%
2020
166,013
30,924
196,937
15.70%
5.60%
2019
182,572
34,377
216,949
15.85%
6.35%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
90,042
30,390
120,432
25.23%
35.29%
2023
90,216
34,485
124,701
27.65%
35.67%
2022
93,062
39,465
132,527
29.78%
37.14%
2021
99,266
36,133
135,399
26.69%
35.46%
2020
85,363
31,402
116,765
26.89%
33.86%
2019
110,826
32,568
143,394
22.71%
34.01%