C
Pekin Select Ins Co
PekinIL
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.2) including excessive premium growth. Good profitability index (4.9). Excellent expense controls.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Work comp (100.0%)
Licensed in: AZ, IA, IL, IN, MI, UT, WI
Principal Investments: Investment grade bonds (87.9%), cash (1.1%), other (11.1%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Farmers Automobile Ins Association
Investment Rating
--
Company Address
2505 Court Street
Pekin, IL 61554
Phone Number
(309) 346-1161
NAIC Number
16651
Largest Affiliates
B
PEKIN, IL - L&A
B
Pekin, IL - P&C