B
Enact Mrtg Ins Corp of NC
RaleighNC
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Premiums
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Major Rating Factors: Good overall profitability index (5.8 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 15.0%. Good overall results on stability tests (5.2) despite. The largest net exposure for one risk is conservative at 1.3% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (7.1) that can protect against increases in claims costs. Superior liquidity (9.4) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except ME
Principal Investments: Investment grade bonds (63.2%), cash (8.2%), other (28.6%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Genworth Financial Inc
Investment Rating
GNW
Company Address
8325 Six Forks Road
Raleigh, NC 27615
Phone Number
(919) 846-4100
NAIC Number
16675
Largest Affiliates
B
WILMINGTON, DE - L&A
B
Raleigh, NC - P&C
B
Raleigh, NC - P&C