Major Rating Factors:
Fair profitability index (4.9 on a scale of 0 to 10). Fair overall results on stability tests (4.4) including. Strengths include potentially strong support from affiliation with Lititz Mutual Ins Co. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Homeowners (46.4%), fire (34.1%), farmowners (3.2%), other (16.3%)
Licensed in:
PA
Principal Investments:
Common stock (71.5%), investment grade bonds (20.5%), cash (1.7%), other (6.3%)
Corporate Info
Group Affiliation
Lititz Mutual Ins Co
Investment Rating
--
Company Address
Two North Broad Street
Lititz, PA 17543
Lititz, PA 17543
Phone Number
(717) 626-4751
NAIC Number
17086
Website
Largest Affiliates