Auros Recpl Ins Exchange
Major Rating Factors:
Fair reserve development (4.1 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (3.3) with operating losses during 2024 and 2025. Fair overall results on stability tests (3.3) including weak results on operational trends and lack of operational experience. The largest net exposure for one risk is high at 4.3% of capital.
Other Rating Factors:
Strong long-term capitalization index (8.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
E - Lack of operating experience.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (92.9%), fire (7.1%)
Licensed in:
AL, LA, MS, TX
Principal Investments:
Investment grade bonds (22.4%), cash (4.4%), other (73.1%)
Corporate Info
Group Affiliation
Iron Family Holdings LLC
Investment Rating
--
Company Address
6320 Venture Dr.
Lakewood Ranch, FL 34202
Lakewood Ranch, FL 34202
Phone Number
(941) 757-3991
NAIC Number
17642
Website
Largest Affiliates