B
Spartan Property Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Good overall profitability index (6.1 on a scale of 0 to 10) despite operating losses during 2022. Return on equity has been good over the last five years, averaging 12.2%. Good overall results on stability tests (5.4) despite. Stability strengths include excellent operational trends and good risk diversification. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: GA, SC
Principal Investments: Common stock (52.3%), investment grade bonds (27.7%), cash (1.0%), other (19.0%)
Ratios
Premium to Surplus
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
Security Group Inc
Investment Rating
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Company Address
181 Security Place
Spartanburg, SC 29307
Phone Number
(864) 237-6151
NAIC Number
18406
Website
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Largest Affiliates
C
Spartanburg, SC - L&A