Major Rating Factors:
Strong long-term capitalization index (8.2 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.2).
Other Rating Factors:
Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.7). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
L - Past results on our liquidity tests.
Principal Lines of Business:
Comm multi (12.1%), personal/comm auto (11.2%), fire (9.1%), work comp (6.6%), homeowners (4.8%), product liab. (1.9%), med mal (0.4%), other (53.9%)
Licensed in:
All states and GU, MP, PR
Principal Investments:
Investment grade bonds (65.3%), cash (6.6%), non investment grade bonds (3.8%), common stock (1.0%), other (23.3%)
Corporate Info
Group Affiliation
American International Group Inc
Investment Rating
Company Address
1271 Avenue of the Americas
New York, NY 10020
New York, NY 10020
Phone Number
(212) 770-7000
NAIC Number
19445
Website
Largest Affiliates