US Fire Ins Co
Major Rating Factors:
Good long-term capitalization index (6.5 on a scale of 0 to 10) based on good current risk adjusted capital (severe loss scenarios). Moreover, capital has steadily grown over the last five years. Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Ample reserve history (8.0) that can protect against increases in claims costs.
Other Rating Factors:
Excellent profitability index (8.5). Excellent overall results on stability tests (9.1). Strengths include potentially strong support from affiliation with Fairfax Financial Holdings Limited, excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
Principal Lines of Business:
Personal/comm auto (15.9%), comm multi (7.9%), fin guar/surety (4.1%), fire (3.6%), work comp (3.5%), product liab. (3.3%), other (61.7%)
Licensed in:
All states and AS, GU, PR, VI
Principal Investments:
Common stock (41.4%), investment grade bonds (18.1%), non investment grade bonds (3.8%), preferred stock (2.9%), real estate (1.1%), cash (0.2%), other (32.5%)
Corporate Info
Group Affiliation
Fairfax Financial Holdings Limited
Investment Rating
--
Company Address
305 Madison Avenue
Morristown, NJ 07960
Morristown, NJ 07960
Phone Number
(973) 490-6600
NAIC Number
21113
Website
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