B
Everest Security Ins Co
WarrenNJ
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (5.0). Excellent expense controls. Good overall results on stability tests (6.2) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Reinsurance (100.0%)
Licensed in: AL, GA
Principal Investments: Investment grade bonds (82.1%), cash (12.4%), other (5.5%)
Ratios
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
Everest Group Ltd
Investment Rating
EG
Company Address
100 Everest Way
Warren, NJ 07059
Phone Number
(908) 604-3000
NAIC Number
22110
Largest Affiliates
B
Warren, NJ - P&C
B
Warren, NJ - P&C
B
B
Warren, NJ - P&C
B
Warren, NJ - P&C