B
Trisura Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.5 on a scale of 0 to 10) despite excessive premium growth. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent profitability index (7.7). Excellent liquidity (8.0) with ample operational cash flow and liquid investments.
Stability Factors: G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (41.5%), homeowners (16.6%), fin guar/surety (16.0%), fire (8.5%), other (17.4%)
Licensed in: All states except ME
Principal Investments: Common stock (51.0%), investment grade bonds (33.1%), cash (14.7%), preferred stock (0.4%), other (0.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Trisura Group Ltd
Investment Rating
--
Company Address
210 Park Avenue
Oklahoma City, OK 73102
Phone Number
(405) 583-6100
NAIC Number
22225
Largest Affiliates
B
Oklahoma City, OK - P&C
C
Oklahoma City, OK - P&C