Major Rating Factors:
Fair overall results on stability tests (4.7 on a scale of 0 to 10) including negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 5.7% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent profitability index (8.5). Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
Principal Lines of Business:
Product liab. (36.3%), other (63.7%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (81.7%), common stock (1.7%), other (16.6%)
Corporate Info
Group Affiliation
ProAssurance Corporation
Investment Rating
--
Company Address
4795 Meadow Wood Lane
Chantilly, VA 20153
Chantilly, VA 20153
Phone Number
(703) 652-1300
NAIC Number
22241
Website
Largest Affiliates