State Farm F&C Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
300,774
73,336
374,110
19.60%
23.88%
2024
377,453
94,894
472,347
20.09%
23.31%
2023
353,112
96,801
449,913
21.52%
22.83%
2022
304,389
81,875
386,264
21.20%
23.10%
2021
282,443
68,772
351,215
19.58%
22.81%
2020
249,423
55,703
305,126
18.26%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
9,308
19,502
28,810
67.69%
49.08%
2024
7,966
17,748
25,714
69.02%
47.46%
2023
5,679
13,553
19,232
70.47%
47.29%
2022
2,307
4,152
6,459
64.28%
45.44%
2021
1,484
1,447
2,931
49.37%
44.40%
2020
2,790
3,960
6,750
58.67%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
18,299
9,368
27,667
33.86%
42.44%
2024
23,975
12,602
36,577
34.45%
41.75%
2023
24,215
11,890
36,105
32.93%
38.64%
2022
21,775
10,239
32,014
31.98%
39.39%
2021
22,687
12,511
35,198
35.54%
40.41%
2020
26,551
14,738
41,289
35.69%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
608,072
266,077
874,149
30.44%
38.98%
2024
711,353
333,315
1,044,668
31.91%
39.58%
2023
733,170
304,425
1,037,595
29.34%
36.96%
2022
557,583
242,392
799,975
30.30%
37.07%
2021
542,508
293,590
836,098
35.11%
39.17%
2020
777,333
271,350
1,048,683
25.88%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
2
3
66.67%
95.15%
2024
0
3
3
100.00%
96.08%
2023
1
4
5
80.00%
95.22%
2022
0
2
2
100.00%
96.00%
2021
0
4
4
100.00%
93.58%
2020
0
1
1
100.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
1
1
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7
19
26
73.08%
83.87%
2024
16
23
39
58.97%
81.44%
2023
12
29
41
70.73%
74.87%
2022
10
31
41
75.61%
72.69%
2021
8
9
17
52.94%
79.01%
2020
7
31
38
81.58%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
165
142
307
46.25%
13.25%
2024
158
156
314
49.68%
12.32%
2023
111
139
250
55.60%
16.34%
2022
121
98
219
44.75%
11.13%
2021
84
105
189
55.56%
18.93%
2020
81
136
217
62.67%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
69,172
57,234
126,406
45.28%
45.21%
2024
82,827
63,565
146,392
43.42%
45.23%
2023
68,909
55,677
124,586
44.69%
44.64%
2022
57,922
49,342
107,264
46.00%
46.15%
2021
56,082
49,964
106,046
47.12%
46.87%
2020
51,207
39,351
90,558
43.45%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,696
2,057
5,753
35.76%
34.83%
2024
4,202
2,343
6,545
35.80%
35.33%
2023
4,428
2,219
6,647
33.38%
35.67%
2022
3,924
2,223
6,147
36.16%
37.14%
2021
3,730
2,126
5,856
36.30%
35.46%
2020
3,422
1,553
4,975
31.22%
33.86%