Major Rating Factors:
Good overall results on stability tests (6.5 on a scale of 0 to 10) despite. Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (3.8) with operating losses during 2023 and 2024. Return on equity has been fair, averaging 5.6% over the past five years. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (8.2) that helps to protect the company against sharp claims increases. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (95.4%), homeowners (4.3%), other (0.3%)
Licensed in:
NJ, NY
Principal Investments:
Common stock (46.6%), investment grade bonds (43.1%), non investment grade bonds (10.1%), other (0.2%)
Corporate Info
Group Affiliation
Plymouth Rock Co Incorporated
Investment Rating
--
Company Address
695 Atlantic Avenue
Boston, MA 02111
Boston, MA 02111
Phone Number
(617) 720-1620
NAIC Number
25275
Website
Largest Affiliates