B
Safeway Ins Co of GA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (6.6 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good liquidity (5.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.1) despite. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Fair profitability index (4.7) with operating losses during 2022. Strong long-term capitalization index (8.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: GA, IL
Principal Investments: Investment grade bonds (96.8%), cash (2.1%), non investment grade bonds (1.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Safeway Financial Holding Co
Investment Rating
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Company Address
1165 Sanctuary Parkway
Alpharetta, GA 30009
Phone Number
(678) 319-4425
NAIC Number
25640
Largest Affiliates
B
Westmont, IL - P&C
A
Westmont, IL - P&C
B
Westmont, IL - P&C