C
Graphic Arts Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (6.4 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Excellent profitability index (8.5). Excellent overall results on stability tests (8.2). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Comm multi (38.0%), personal/comm auto (33.9%), work comp (12.2%), homeowners (3.3%), other (12.6%)
Licensed in: All states except AK, AZ, CO, HI, ID, KY, LA, MI, MN, MO, MT, NM, NV, OK, OR, SD, UT, WA, WI, WV, WY
Principal Investments: Investment grade bonds (90.2%), common stock (7.0%), other (2.8%)
Ratios
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Combined Ratio
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Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Utica National Ins Group
Investment Rating
--
Company Address
180 Genesee Street
New Hartford, NY 13413
Phone Number
(800) 598-8422
NAIC Number
25984
Largest Affiliates
C
New Hartford, NY - P&C
C
New Hartford, NY - P&C
C
Columbus, OH - P&C
C
New Hartford, NY - P&C
C
New Hartford, NY - P&C